The number of Kiwis spending money on online casinos may be much smaller than gambling in physical casinos, but it is growing the fastest. Authorities estimate offshore online gambling is gobbling up tens if not hundreds of millions of dollars from NZ each year. It boasts a degree of convenience physical casinos can only dream of. 

There are several factors that should determine the right online casino for you. The minimum deposit is typically the primary consideration, especially for beginner players. In this article, we delve into which casinos offer the lowest minimum deposit amounts and what factors to consider when choosing which one to use. 

Understanding Minimum Deposit in Online Casinos

The minimum deposit is the lowest possible amount a player can put in their account before they have the opportunity to play for real money. There is no single amount  that is applicable to all casinos — instead, it varies from one casino to the next. 

Importance of Minimum Deposit for Players

For players, the minimum deposit is what determines whether the player’s gambling budget is large enough to allow them to test the waters for a particular online casino. It is the barrier to trying out games, features and bonuses before putting up a larger amount of cash. 

Factors Influencing Minimum Deposit Requirements

For casinos, the minimum deposit is a tool for risk management, traffic control and player sieving. It is determined by the online casino’s licensing jurisdiction, business goals, target audience, game types, game variety and acceptable payment methods.

Top Online Casinos with Lowest Minimum Deposit in NZ

#1. JackpotCity Casino

Established in 1998, JackpotCity has been in business for more than 25 years and has built an enviable reputation as an online casino. It has subjected itself to the optional but robust eCOGRA rules governing gambling safety and fairness.

Payout Rate: 97.84%

Number of games: Over 630+

Minimum Deposit: $1 minimum with 80 bonus spins

Payment methods: Visa, Mastercard, Neosurf, Neteller, Skrill, ecoPayz, MuchBetter, Paysafecard


  • Over 630 online casino games
  • 24/7 live chat support.
  • Multiple channels for depositing such as credit/debit cards, prepaid cards, e-wallets
  • Responsible gambling options such as cooling off periods, self-exclusion settings, deposit limits and loss limits.

#2. Spin Casino

A veteran in the online gambling space, Spin Casino was founded in 2001. The company’s commitment to best practices is signified by its endorsement by eCOGRA and regulation by the Alderney Gambling Control Commission.

Payout Rate: 97.59%

Number of games: Over 550+

Minimum Deposit: $1 minimum with 70 bonus spins

Payment methods: Visa, Mastercard, Apple Pay, Neosurf, Neteller, Skrill, MuchBetter, Paysafecard


  • More than 550 casino games.
  • 24/7 customer support through multiple channels including live chat and email.
  • You can top up your casino account through bank transfer, credit or debit card, prepaid card and electronic wallet.

#3. Ruby Fortune Casino

Ruby Fortune was founded in 2003 and is part of the casino conglomerate The Palace Group. It is licensed by the Alderney Gambling Control Commission and overseen by eCOGRA rules.

Payout Rate: 95.27%

Number of games: Over 450+

Minimum Deposit: $1 minimum with 40 bonus spins

Payment methods: Visa, Mastercard, Paysafecard, MuchBetter, Skrill, Neteller, Skrill 1-Tap, Flexepin, Neosurf


  • More than 450 games available.
  • Multiple options for fund deposit — credit/debit card, bank transfer and web wallet.
  • 24/7 customer support via live chat.

#4. Royal Vegas Casino

An industry player since it was launched in 2000, Royal Vegas is an eCOGRA certified online casino. It aims to distinguish itself from the competition by offering a mobile-first gaming environment, convenient payment options and diverse gameplay.

Payout Rate: 96.14%

Number of games: Over 500+

Minimum Deposit: $1 minimum with 30 bonus spins

Payment methods: Visa, Mastercard, Paysafecard, iDebit, Trustly, Skrill, Neteller


  • More than 500 online casino games.
  • Mobile-first philosophy.
  • Fund deposits through card (credit, debit or prepaid) or web wallet.
  • Responsible gaming controls including self-defined timeouts, exclusions and deposit limits.
  • 24/7 support via live chat.

#5. Zodiac Casino

Since its market entry in 2001, Zodiac Casino has been big on fostering gameplay transparency and winning the trust of its customers. The company is licensed and regulated by the Kahnawake Gaming commission as well as eCOGRA opt-in rules. 

Payout Rate: 96.16%

Number of games: Over 550+

Minimum Deposit: $1 minimum with 80 bonus spins

Payment methods: Visa, Mastercard, Paysafecard, iDebit, ecoPayz, MuchBetter, Flexepin, eCheck, Instant Banking, Interac


  • More than 550 games.
  • Independently-audited Random Number Generators with results published on website.
  • Account deposit through bank transfer, credit/debit card, prepaid voucher and e-wallet.
  • Customer support team on call 24/7 through email and live chat.

Factors to Consider When Choosing an Online Casino

Licensing and regulation

Any online casino you choose should be properly licensed and regulated by a reputable gambling authority such as the Malta Gaming Authority, UK Gambling Commission or Gibraltar Gambling Commissioner.

Game selection and software providers 

Two things to think about here — the diversity of available games (pokies, table games, card games, live casino) as well as the reputability of the game’s developers.

Bonuses and promotions

Find out the quantity and quality of welcome bonuses, free spins, loyalty schemes and promotions, being sure to note the eligibility requirements for each.

Payment methods and fees

A great casino is no good if you cannot easily deposit and withdraw your money. Check what banking options are available, as well as any associated fees.

Customer support and reputation

How can you reach customer support and how quickly do they respond to enquiries? In online reviews, what do past and present players have to say about the overall reputation of the online casino?

Tips for Making the Most of Low Minimum Deposit Casinos

It’s one thing to pick an online casino with a low minimum deposit — it’s another to make the most of it. So how do you do it?

Start by understanding wagering requirements as well as all other terms and conditions for utilising bonuses. Next, define a budget that you will stick to no matter what. This will eliminate your risk of overspending. 

Also, experiment with games that have the lowest minimum bet first. That should give you a feel of the platform while safeguarding your bankroll from the cost of rookie errors.


The online casinos in NZ that have the best reputation as well as the lowest minimum deposits in NZ are JackpotCity Casino, Ruby Fortune, Spin Casino, Royal Vegas and Zodiac Casino. Enjoy responsibly by limiting your betting time and spend. Seek out support if you feel like you are losing self-control.

About the author 

Peter Clayton

Peter is one of Indivisible Gaming's developers and has been working with us since 2015. When he isn't busy working on an upcoming game, he loves writing about all the games that he has played and tested. His experience in the industry is second to none, and we are grateful to have him on our team.