Online casinos have become incredibly popular in New Zealand, offering a variety of exciting games like pokies, table games, and live dealer options. With so many choices, finding the right casino can be a challenge, especially if you're on the hunt for one that lets you start with a modest deposit. While some casinos require higher amounts, many in NZ allow you to get started with just $20. In fact, many of the casinos listed in this article offer excellent bonuses so you can get more from your $20 deposit.
However, it's important to remember that the minimum deposit is just one of several factors to consider. A casino’s security, licensing, and fairness are key to ensuring a safe and enjoyable experience. After extensive research and reviews, I've identified the top $20 deposit casinos that meet these critical standards, so you can play with peace of mind.
If you're looking for a more affordable entry point, you might also be interested in casinos offering $1, $2, $5, $10 or even no-deposit bonuses. But for now, let's dive into the best $20 deposit casinos in NZ!
Top $20 Deposit Casinos in NZ: Updated 2025

Payout Rate: 97.35%
Bonuses: Up to $500 + 500 Free Spins
Wagering requirements: 35x
Payment methods: Visa, Mastercard, Paysafecard, Skrill, MuchBetter, Neteller, Flexepin, Cryptocurrency

Payout Rate: 96.92%
Bonuses: Up to $1,000 + 100 Free Spins
Wagering requirements: 35x
Payment methods: Visa, Mastercard, Paysafecard, Skrill, Neteller, Cashtocode, Ecopayz, MuchBetter, eZeeWallet, Jeton, Cryptocurrencies

Payout Rate: 96.78%
Bonuses: Up to $7,500 + 550 Free Spins
Wagering requirements: 50x
Payment methods: Visa, Mastercard, PayID, Maestro, Neosurf, Neteller, Skrill, ecoPayz, Paysafecard, Bitcoin
4. Casinonic - Up to $5,000
5. SpinBet - Up to $500 + 100 Free Spins
6. Trip2VIP - Up to $6,000 + 400 Free Spins
7. SmokAce - Up to $2,000 + 22 Free Spins
8. SpinBit - Up to $900 + 30 Free Spins
Best $20 Deposit Casinos NZ 2025: Reviews
#1. Lucky Spins - Best $20 deposit casino in New Zealand


Payout Rate: 97.35%
Bonuses: Up to $500 + 500 Free Spins
Number of games: Over 5,000+
Payment methods: Visa, Mastercard, Paysafecard, Skrill, MuchBetter, Neteller, Flexepin, Cryptocurrency
Wagering requirements: 35x
User Reviews
Overall Feedback: Excellent
really not happy. i deposited and the site crashed mid-spin. lost the whole bonus and support just told me to wait and never followed up. not cool at all.

site runs fine, games are alright but i didn’t really win much. support was polite tho. will prob give it another shot next week.

it’s an okay casino. spins were a bit dry but everything worked and i didn’t have any major issues. might try again when there’s a new promo.

honestly i wasn’t expecting much but lucky spins got me. i deposited 50, got a match bonus + 100 spins and cashed out 320 two days later. vibes are good here.

first time here and i already had fun. the slots felt fair, actually got into bonus rounds a few times and ended up with a decent balance. clean and simple layout too.

my withdrawal was processed same day, didn’t even have to chase them. used usdt and the whole process was smooth af. highly recommend.

this casino has a ton of games and most of them run fine even on my old phone lol. i like the weekend reload promos too, gives me a reason to come back.

was surprised how fast support responded, like under a minute. had a small issue with bonus spins not showing and they fixed it fast. also live games are super smooth.

love the vibes on this site. colorful layout, lots of games and the free spins they gave me actually hit something for once lol. will def play again.

lucky spins is actually one of the better ones i tried lately. deposit was instant with btc and i got my bonus right away. games didn’t lag and payout was in my wallet the next morning.

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#2. Casino Days


Payout Rate: 96.92%
Bonuses: Up to $1,000 + 100 Free Spins
Number of games: Over 5,000+
Payment methods: Visa, Mastercard, Paysafecard, Skrill, Neteller, Cashtocode, Ecopayz, MuchBetter, eZeeWallet, Jeton, Cryptocurrencies
Wagering requirements: 35x
User Reviews
Overall Feedback: Excellent
casino days is honestly one of my favs right now. deposits with upi worked fast and the bonus was decent too. tons of slots and the layout is super clean.

gotta say, i love how fast withdrawals are here. used skrill and got my cash within a few hours. been playing for 2 weeks, no major issues so far.

the live dealer section is lit! i play blackjack mostly and the tables here don’t lag like they do on some other sites. solid experience.

i was skeptical at first but support was actually helpful and quick. sorted out my bonus issue in like 5 mins. the weekend cashback is a nice touch too.

huge variety of games, seriously like everything is here. slots, jackpots, live casino... it’s hard to get bored. plus i like how smooth it runs on my phone.

made my first withdrawal today after clearing the bonus and everything went smooth. no KYC delay either, which is a big plus.

they always have some kind of promo going on which keeps things interesting. loyalty rewards system could be better but overall pretty happy with it.

site is okay, works fine and games load well. didn’t really win anything yet so can’t say how fast they pay, but so far nothing sketchy.

casino days has good game options but the bonuses feel a bit basic compared to other sites. still fun to play tho.

i had a bad experience tbh. deposit went through but bonus didn’t activate and support kept sending me in circles. gave up after a while. not cool.

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#3. Ricky Casino


Payout Rate: 96.78%
Bonuses: Up to $7,500 + 550 Free Spins
Number of games: Over 2,000+
Payment methods: Visa, Mastercard, PayID, Maestro, Neosurf, Neteller, Skrill, ecoPayz, Paysafecard, Bitcoin
Wagering requirements: 50x
User Reviews
Overall Feedback: Excellent
Does anyone know what is happening with Ricky's Casino? I cant no longer log in and its saying error whenever I type it on google.

Won't pay bonus liars
They won't look into bonus area and don't respect Australian players are they don't care about regulations. They don't even look at when you said you got a win, they just make things up. They payout in days.
If you have a big win take it as you we ill continue to win nothing until t hey take every dollar. I mean you can go thousands without

the games are good but wish they had more jackpot options. site works well though, no crashes or bugs for me. might keep playing but not fully sold yet.

wasn’t expecting much but ended up loving it. smooth signup, easy to verify, got my welcome pack instantly. cashed out twice already, no stress.

they send regular promos which i actually look forward to. reload bonuses come in clutch when ur balance is low. definitely one of my go-to casinos now.

honestly top notch customer support. i had some issue with my free spins not loading and they fixed it within like 10 mins. really impressed.

first time tryna crypto deposit and it was easy as. btc hit fast and i was in playing within minutes. spins hit big and got my first payout.

so many games man, i got lost scrolling for ages lol. ended up playing some live dealer stuff, felt pretty real tbh. site works smooth on mobile too.

bonuses are insane on this site lol. got a 100% match plus spins, turned that into a nice lil win. cashed out no probs. support was fast too

really like the layout here, super clean and easy to use. found all my fav games quick. withdrawal came in like 6 hours which was sweet. will play again for sure.

was excited to play here but honestly disappointed. i deposited and my bonus didn’t show up, had to contact support twice. still haven’t got it. not a great start tbh.

pretty average experience. nothing too bad, nothing amazing either. decent selection, bonus was alright. i’ll see how it goes after a few more deposits

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#4. Casinonic


Payout Rate: 97.76%
Bonuses: Up to $5,000
Number of games: Over 2,000+
Payment methods: Visa, Maestro, Mastercard, Neosurf, Neteller, Skrill, ecoPayz, Paysafecard, Bitcoin
Wagering requirements: 50x
User Reviews
Overall Feedback: Excellent
casinonic is actually better than i expected. registered quick, deposit with btc was smooth and bonus landed right away. had fun on pragmatic slots, gonna stick around.

love how easy the site is to use. everything loads fast, and there’s like a million games to choose from. support also helped me right away when i had a login issue.

i’ve withdrawn twice now and both times it came through same day with no fuss. not many casinos do that anymore. casinonic is solid.

pretty impressed tbh. got the welcome bonus and hit a mini jackpot on my second spin lol. already cashed out and it went fine.

i like the vip rewards here, started getting cashback and free spins after just a few deposits. feels like they actually care about regular players.

mobile site works great, never froze on me. i usually play in the evenings and everything runs super smooth. payouts via ecopayz came quick too.

casinonic has so many payment options which makes life easier. i used skrill and had no issues at all. also nice variety of providers like netent, play’n go, etc.

site’s not bad, but i think the bonus wagering is a bit high. everything else was fine tho, just wish it was easier to cash out from bonus money.

deposited once, played some games, didn’t win but the platform works well. might try again when they send me a reload promo.

not great experience for me. deposit worked but i couldn’t access half the games, kept sayin error loading. support wasn’t very helpful either.

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#5. SpinBet Casino


Payout Rate: 96.59%
Bonuses: Up to $500 + 100 Free Spins
Number of games: Over 3,000+
Payment methods: Visa, Mastercard, Skrill, Neteller, Paysafecard, MuchBetter, MiFinity, Jeton Wallet, Cryptocurrencies
Wagering requirements: 40x
User Reviews
Overall Feedback: Excellent
really enjoyed spinbet so far. site is fast, and the slots actually gave me decent hits. withdrew in usdt and had it in my wallet within an hour

support was super helpful when i couldn’t find my bonus. they sorted it quick and even threw in a few free spins. nice vibes here

Thieves!!!!
Deposited 3k played for a few hours. Then went to withdraw 3k and they’re refusing to pay me out. Absolute thieves. Avoid this casino!!!!!!

I loaded up $100 nz dollars.
It showed up as $50 and 150 bonus credits....
Not $150 dollars.
I had to get customer service to reload as $100 as there are terms and conditions....
Don't bother using this site it's sneaky as .
Go elsewhere!

nice game variety, they’ve got some stuff i don’t see on other sites. the welcome bonus was easy to claim and the wagering wasn't too bad either

had a good run with their live casino, especially blackjack. didn’t expect to win much but ended up cashing out a nice chunk. smooth process too

The withdrawal process is quick and efficient, with my winnings received quickly without any issuesi’ve been playing here for a week now and no complaints. quick btc deposits, responsive chat, and they added new games since i joined

spinbet is underrated imo. the site runs great on mobile, and payouts are fast if you're using crypto. really liking the vibe

not bad but could use more filters to find games easier. there’s a lot of options but kinda messy layout. overall experience was fine tho

honestly didn’t have fun here. burned through my deposit fast, bonus spins gave me nothing, and support just said “luck-based.” won’t be back

been playing on spinbet for a couple weeks now and i’m impressed. fast payouts and the games don’t lag at all, even on mobile. bonus offers keep coming too

really like the layout of this casino, super easy to find what you’re lookin for. i had a small win on a bonus round and cashout was approved same day. good stuff

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#6. Trip2VIP Casino


Payout Rate: 96.29%
Bonuses: Up to $6,000 + 400 Free Spins
Number of games: Over 9,000+
Payment methods: Visa, Mastercard, Paysafecard, Neosurf, EcoPayz, Skrill, MiFinity, Cryptocurrency
Wagering requirements: 50x (for first deposit), then 40x
User Reviews
Overall Feedback: Excellent
This casino is just fun, straight up. I like all the different games, and they got big jackpots you can win. Every time I hit up customer support, they answer quickly.

tried a bunch of casinos, but Trip2vip is one of the best. Lots of games and fast payouts. They always add new games to, keeps it fresh

They got a good amount of games but it’s pretty much like every other online casino I played. Payouts are okay, site works good

They got tons of games here, and it’s never laggy or anything. The site looks nice, and I feel safe putting in money. They give some cool VIP stuff too

Trip2VIP Casino’s alright, but nothing special. There’s a lotta games, but they could give more deals to people who play a lot. It's good if you just wanna play for fun.

I love the live games on Trip2VIP Casino! Playing with real dealers makes it feel like I’m at the actual table in a casino. Plus, they keep giving me rewards for playing

I didn’t have a good time with this casino at all. It took forever to get my money, pretty disappointed, to be honest.

This is my fav casino to play online the site works great and they always got cool promos perfect place to kill time and win some money

been playin here for a while, and it’s been great so far. They pay out quick and if I got a problem, customer service helps fast. Can’t go wrong with trip2vip

trip2VIP Casino is realy good! Lots of slots to play and the site works real smooth. I keep gettnig free bonuses too, which is awesome

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#7. SmokAce Casino


Payout Rate: 96.22%
Bonuses: Up to $2,000 + 225 Free Spins
Number of games: Over 7,000+
Payment methods: Visa, Mastercard, Apple Pay, Google Pay, PSCD, Neosurf, Neteller, Skrill, MiFinity, PayDo, Flexepin, Bitpace, BinancePay, Cryptocurrencies
Wagering requirements: 45x
User Reviews
Overall Feedback: Excellent
The promotions here are really good. I’ve already claimed a couple of reload bonuses that gave me extra money to play wiht

I love the sleek design of Smokace Casino! It's easy to navigate, and the games load up fast without any lag.

Payouts at SmokAce are pretty fast compared to other casinos I’ve used. It’s nice not having to wait days for my winnings.

Had a great time playing at SmokAce Casino. The live dealer games are super fun, and the dealers are friendly and professional.

SmokAce Casino is okay, but the withdrawal process could be faster. I had to wait a few days longer than expected to get my money.

Had a great time playing at SmokAce Casino. The live dealer games are super fun, and the dealers are friendly and professional.

I’ve tried a bunch of online casinos, but Smokace really stands out. The graphics are crisp, and the game variety is impressive.

SmokAce has a decent game selection and the platform works fine. Nothing really blew me away, but it’s a solid choice if you’re looking for a new casino to try.

The bonuses here are top-notch! I grabbed a sweet welcome offer and the wagering requirements weren’t too bad.

games run really well
smokace casino has an awesome selection of games! i love how smooth the platform runs on both my computer and mobile

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#8. SpinBit Casino


Payout Rate: 96.89%
Bonuses: Up to $900 bonus + 30 free spins
Number of games: Over 2,000+
Payment methods: Visa, Mastercard, Skrill, Neteller, Paysafecard, Cryptocurrencies
Wagering requirements: 40x
User Reviews
Overall Feedback: Excellent
Support chat is very helpful, quick to reply and always going the extra bit to satisfy the customer.

spinbit has been solid for me so far, deposit with btc went super quick and the bonus was added right after. lots of slots to choose from and payouts didn’t take long either.

i actually won something on my first deposit lol. 100% bonus worked fine, did some spins on push gaming and ended up cashin out 250. smooth process.

fast support, easy to navigate site, and no issues with kyc. that’s all i really want in a casino tbh. will def stick around here.

they’ve got a good mix of crypto deposit options which i appreciate. i usually use eth and it went through without any delay. games ran clean too.

i love that they update promos often, like every week there’s somethin new. also their mobile site runs really smooth even on older phone.

cashed out twice already and both times money hit my wallet under 2 hours. no hassle, just sent docs once and that was it. big thumbs up.

High playthrough detracts from bonuses
honestly didn’t expect much but ended up enjoyin it. the spins felt fair and even the live dealers were chill. nice layout, not messy like some others.

not bad but not amazing either. games are okay, bonus was alright but didn’t hit anything big. nothing broken tho so might come back.

deposited small amount just to try it out. interface is clean but i wish there were more tourneys or extras. feels a bit plain sometimes.

i had a bad time here. site froze twice while i was playin, and when i refreshed, my balance was just gone. support told me to wait but never solved it. disappointed.

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Advantages of a $20 Deposit Casino
Playing at a $20 deposit casino comes with several advantages, making it a smart choice for many players, whether you're new to online gambling or simply looking to manage your budget effectively. Here's why $20 deposit casinos can be a great option:
Risk small amounts
A $20 deposit allows you to explore a casino without risking too much of your money. This low-entry option lets you try out various games and features while keeping your financial risk minimal. If you're hesitant to invest large sums or are cautious about how a casino operates, starting with a smaller deposit like $20 can give you peace of mind. It’s a great way to dip your toes in without worrying about significant losses. Rest assured, the casinos listed here are all secure and trustworthy, so you can play with confidence.
Ideal for new players
For those new to online casinos, starting with a $20 deposit is perfect for getting the hang of things. It gives you the flexibility to place smaller bets, test different games, and develop your strategy without risking large amounts of money. Many of these casinos even offer demo modes, so you can practice games for free before using your deposit. This is a great way to learn how different games work and figure out which ones you enjoy the most.
Affordable way to explore multiple casinos
If you're the type of player who likes to shop around for the best casino experience, a $20 minimum deposit allows you to try out several platforms without breaking the bank. This way, you can compare game selections, user interfaces, and promotions to find the one that suits your preferences. For those on a tight budget, starting small at multiple casinos can help you discover which site offers the best gaming experience for you.
Receive bonuses and free spins
By playing at casinos with a $20 minimum, you will usually receive free bonuses and free spins, enabling you to play longer and give you more chances at winning big. When you play at casinos with $5 or $10 minimum deposit, you often cannot claim any bonuses unless you deposit a higher amount.
Disadvantages of a $20 Deposit Casino
While playing at a $20 deposit casino can offer several benefits, there are also a few disadvantages to consider. Here are some of the potential downsides of choosing a $20 minimum deposit casino:
Smaller winnings
Since a smaller deposit often means placing smaller bets, your potential winnings will also be limited. If you’re hoping to win big, starting with just $20 may not provide enough of a bankroll to generate substantial returns, especially if you’re playing progressive slots or high-stakes games where larger bets are required to unlock bigger prizes.
Withdrawal limits
Some casinos impose minimum withdrawal limits that are higher than your initial $20 deposit. This means that even if you win, you may not be able to cash out your winnings until you’ve reached a certain balance, forcing you to either keep playing or make additional deposits to meet the withdrawal requirements.
Less VIP perks
Many online casinos offer VIP or loyalty programs that reward players for larger and more frequent deposits. If you’re playing with just $20, it might take longer to accumulate the points or rewards needed to unlock VIP benefits like faster withdrawals, exclusive bonuses, or personalised support.
How to Choose the Best $20 Deposit Casino
When choosing the best $20 deposit casino, it’s essential to consider several key factors to ensure that you’re playing at a secure, enjoyable, and rewarding platform. Here are the most important criteria to keep in mind before signing up:
Safe and legitimate casino
The first and most important step in choosing any online casino is to verify its legitimacy. You want to ensure that the casino is licensed and regulated by a reputable authority, such as the Malta Gaming Authority, the UK Gambling Commission, or the Kahnawake Gaming Commission. A valid and up-to-date license guarantees that the casino follows strict guidelines on player safety and fairness. While all the casinos mentioned here have been thoroughly vetted, it’s still a good practice to check the casino’s licensing and security measures yourself, so you can confidently gamble in a safe environment.
Reasonable wagering requirements
Bonuses are a major draw for online casinos, but it's important to carefully review the terms attached to them. Wagering requirements vary greatly between casinos. While the industry average is around 35x, some casinos set much higher playthrough requirements, which can make it difficult to cash out your bonus winnings. Always read the fine print on bonuses to make sure the wagering requirements are fair and achievable before committing to a $20 deposit casino.
Variety of games
A good selection of games is crucial when picking the best $20 deposit casino. You’ll want to ensure that the platform offers a wide range of games, from popular pokies and progressive jackpots to table games and live dealer options. A casino with a large and diverse library ensures you won’t get bored and will always have something new to explore. Smaller casinos with limited game options may not hold your interest for long, so aim for one with hundreds or even thousands of games to choose from.

Banking options
Finally, make sure that the casino supports your preferred banking methods for both deposits and withdrawals. Some casinos may accept deposits as low as $20 but might have higher limits for certain payment methods. Double-check the minimum deposit and withdrawal amounts for your chosen banking option before signing up, so you know exactly what to expect. It’s also worth ensuring that the casino processes withdrawals in a timely manner, so you don’t face delays when cashing out your winnings.
Frequently Asked Questions
All of the casinos in this article have a minimum deposit amount of $20. They are all excellent options but my top choice is Lucky Spins.
The lowest deposit limit is $1, which you will find at this list of $1 deposit casinos. There are even some casinos (Casino Classic and Casino Kingdom) that give you 3 chances to become a millionaire with NO deposit required!
While many online casinos in NZ require deposits of at least $30, you can find some that accept just $20. See the list in the article above to determine the best choice for you.
Conclusion
Choosing a $20 deposit casino in New Zealand is a smart option for players who want to enjoy online gaming without committing large sums of money. In this article, I’ve highlighted the best $20 deposit casinos in NZ, offering a brief overview of each platform's features. For more in-depth information, you can explore my detailed reviews to see how each casino rates across important factors like game variety, bonuses, banking methods, and mobile compatibility.
As always, remember to gamble responsibly and only deposit what you can afford to lose. Enjoy your gaming experience, and have fun at these top-rated $20 deposit casinos!